Looking for a home loan in Dallas or elsewhere in Texas? To find the perfect mortgage, you will need to choose a mortgage company that is as dedicated to connecting you with it as you are to finding it.
Below, you can read some recommendations to help you choose a company to work with on your Dallas home loan.
1. A full spectrum of loan options.
There are many different types of mortgages out there to choose from, and each of them is ideally suited to a different situation.
If you work with a lender that features a limited selection of mortgage products, you may not find the home loan which is most affordable and convenient for you.
If, on the other hand, you choose a mortgage company with a diverse range of lending products, you stand a much better chance of being connected to the one which is going to be ideal for your needs.
2. A flexible application process.
Did you know that the traditional loan application process that requires a W-2 is no longer the only way that you can apply for a home loan?
That traditional process is still a great fit for many loan applicants, but with an increasingly large self-employed workforce, quite a few applicants are looking for a different way to apply for a mortgage.
Mortgage companies which offer a bank statement loan program (also called a stated income loan program) can help you qualify for a mortgage without providing traditional income documentation.
Investors shopping for Dallas properties with the goal of closing rapidly also may avail themselves of an alternative application process like this in order to save time.
3. Experience in the Dallas real estate market.
When choosing a mortgage company to work with, one of the questions you should ask is, “How much experience do you have in this market?”
A local Dallas mortgage broker can typically offer more than a nationwide big box lender in terms of local knowledge, resources and connections.
A larger network of lenders with more established relationships can translate to more loan products available and easier approval.
4. Convenience and speed.
Whether this is your first time shopping for a home or you simply have had a difficult time in the past working with another mortgage company, you might believe that applying for a home loan is necessarily inconvenient and stressful.
But with the right home loan company in Texas on your side, it can be fast, easy, and convenient to get matched with your ideal mortgage.
Features such as useful online tools, different channels of communication being offered, and great customer service (see below) can all speed up the process and make it a pleasant one.
5. Amazing customer service.
There is arguably nothing more important to look for in a mortgage company in Texas than outstanding customer service.
When you are making a huge financial decision such as selecting a mortgage, you want experts on your side that are dedicated to protecting your financial interests now and in the future.
Work with a broker that makes it clear through their actions that they are here first and foremost to make sure that your needs are met.
Consult Now With Stonebriar Mortgage
Stonebriar Mortgage is a Texas-based mortgage company with two decades of experience.
We are well-networked, offer many different types of loans, provide flexible, easy qualification, and can tackle scenarios such as self-employment with speed and efficacy.
We have helped so many homebuyers in the Dallas metropolitan area and throughout TX to move into the homes of their dreams with affordable home loans.
If you are ready to move into your Texas home, please give us a call now at (214) 669-3307 to schedule your consultation. We can’t wait to meet you and get you pre-approved for a home loan.