Mortgage Loan Options | Dallas & San Antonio, TX

Mortgage Loan Options
for Dallas, TX & the Entire Lone Star State

Whether you are a first-time homebuyer or already own property in Dallas, San Antonio, Houston, Austin, Fort Worth, TX, or the nearby areas, our team of certified mortgage lenders can help you explore all of your mortgage loan options.

As a professional mortgage company serving the greater Dallas metropolitan area, Stonebriar Mortgage has been proud to have worked with clients across Flower Mound, Frisco, McKinney, Plano, San Antonio, TX, and the surrounding areas of the Lone Star State since 2000. We offer professional guidance to help you secure a competitive mortgage in the Texas market.

Below you will find additional information about some of our available loan options including FHA loans, conventional loans, VA loans, jumbo loans, bank statement loans, non-conforming loans, and foreign national loans. In addition to our home purchase loans, we also help current homeowners find the right refinance mortgage options based on their goals and current rates.

We Offer These Loan Options

FHA Loan

An FHA loan is insured by the Federal Housing Administration. With an FHA loan, your down payment could be as low as 3.5%.

Conventional Loan

A loan which Fannie Mae and Freddie Mac can purchase within their conforming loan limits is a conventional mortgage.

Jumbo Loan

If you need to borrow more than the conforming loan limits for Fannie Mae and Freddie Mac, a jumbo loan makes it possible.

Super Jumbo

When you need to borrow above the jumbo loan guidelines, you can obtain the financing you need with a super jumbo loan.

VA Loan

The VA loan program insured by the Department of Veterans Affairs (VA) offers zero down and other phenomenal benefits to qualifying current or past members of our nation’s military.

Foreign National Loan

Foreign nationals who are looking to invest in property in the US can apply for a foreign national loan.

Bank Statement Loan

If you are applying for a mortgage as a business owner, self-employed person or freelancer, a bank statement loan makes it fast and easy without requiring that you submit a W-2.

First Time Home Buyers

Many of our customers are in the market for their very first home. We can walk you through the home buying process and help you figure out which type of mortgage will be the right fit for your scenario.

If you’re interested in learning more about which mortgage loan option is right for you, please feel free to schedule a free consultation with our certified mortgage broker today!

Rohit Kajale

15:00 09 Oct 24

We recently closed on our first home, and our experience with Mike was outstanding from start to finish. As first-time home buyers, we had a lot of questions, but Mike and Josi were incredibly patient and took the time to explain every detail. Their guidance made the entire process smooth and stress-free—we didn’t even feel like first-timers!They were always available to answer our questions and made sure we understood each step along the way. We truly appreciate all of their help and support throughout this journey. We highly recommend Mike for anyone looking for a knowledgeable, caring team to assist with the home-buying process.read more

J M

14:54 29 Aug 24

Mike is great got it taken care of quick professional and easy to work with. Straightforward process better to work with than any big name company I’ve used in the past. Would recommend to anybody looking for a mortgage lender in Texas. And he got me a great rate 1.5% lower than the other company I was going to use.read more

Sergio Zacarias

19:48 16 Aug 24

Mike made the process easy. Most of the mortgages we have gotten in the past were a lot more laborious and this was not the case with Stonebriar. He even got us more than other mortgage brokers were offering.read more

Purna Chand

23:36 08 Mar 24

I recently had the pleasure of working with Mike to secure a mortgage for my new home, and I couldn't be happier with the outcome.Mike is not just good at what he does; he's exceptional! Mike's knowledge and expertise in the mortgage industry were evident from our very first conversation. He navigated me through the intricacies of the process with ease, providing valuable insights and guidance. Mike's ability to break down complex information into understandable terms made me feel empowered and confident in my decisions.One of the things I appreciated most about working with Mike was his proactive approach. He was always steps ahead, ensuring that everything was on track and addressing any potential issues before they became problems. Mike's attention to detail and dedication to his clients are truly commendable.Working with Mike turned out to be a game-changer in my home buying journey. His professionalism, responsibility combined with a friendly and approachable demeanor, created a positive and stress-free experience. I consider myself fortunate to have had Mike by my side throughout this process, and I wholeheartedly recommend him to anyone in need of a mortgage.Thank you, Mike, for your outstanding service and for making my dream home a reality! You're the best in the business.read more

Diane

04:16 13 May 20

Mike Owen and his team are very professional, knowledgeable, and helped purchase our first home. They communicate well, are very responsive, easy to work with, and educated us every step of the way. We were very fortunate to have such a great experience with buying our first home. We were a little stressed, but Mike made it easy! I would highly recommend him and his team to everyone I know! Thank you Mike!read more

Pio Davila

18:13 07 May 20

Amazing experience and great rates. Very responsive team. We closed very quickly and very efficiently. Saving a lot of money. Highly recommend Mike and teamread more

Brian Frantz

18:00 24 Mar 20

Mike at Stonebriar Mortgage is a true professional, always available, easy to work with and very knowledgeable. His 20+ years of experience being a mortgage broker really shows. I highly recommend Stonebriar Mortgage.read more

Mark Marshall

16:21 27 Feb 20

Micheal Owen with Stonebriar Morgage was able to structure our loan to reduce our required down payment and lower our interest rate. Very responsive customer service. Amazing Company.read more

Gary Logan

02:43 08 Nov 19

Mike is a hard worker that is very attentive to his clients which is why I was able to save money with a great loan rate that was processed much quicker than I thought possible.read more

C B

18:07 06 Nov 19

Stonebriar's interest rate was very competitive. Mike was able to find several ways to minimize closing costs. Customer service was excellent and responsive. The entire process from first contact to closing took 28 days. This was the best financing experience I have had.read more

DKD Energy

17:18 06 Nov 19

Mike was easy to work with through the funding process! He took good care of us and kept us informed throughout the process!read more

Reagan Judd

20:11 15 Apr 18

Stonebriar helped me with a refi on our house in Dallas and I couldn't be happier. We got the rate we wanted and the process was as smooth as it gets. Highly recommend!read more

Leigh Sendra

20:58 20 Jan 17

I would highly recommend Mike and his team when needing a purchase loan and/or refinancing an existing loan. Not only does he have over 20 years in the business, he gets things done fast & right! He was able to structure our loan and save us tons of money!read more