Whether you are interested in moving to Dallas, San Antonio, Austin, Houston, TX, or the surrounding cities, shopping for your first home can be a thrilling experience, especially when you discover the home of your dreams.
Shopping for your first home loan can be just as exciting when you work with Stonebriar Mortgage.
Our mortgage broker will work tirelessly to match you with the ideal loan to make purchasing the home of your dreams easy, fast, and affordable.
A Loan to Match the Needs of Every First Time Homebuyer
We offer a variety of home loans to first-time buyers in Texas and proudly serve the Dallas, Prosper, Plano, Allen, Flower Mound, and Frisco, TX communities. Browse below all of the options we’re currently offering:
FHA Loan
Among our top loan products for first time homebuyers in Texas are FHA mortgages insured by the Federal Housing Administration (FHA). First time homebuyers love the easy qualification, low mortgage rates and low down payments for these loans. With a credit score of 580 or above, you could move into your first home with a down payment of only 3.5%.
Read MoreConventional Loan
Conventional mortgages within the Fannie Mae and Freddie Mac conforming loan limit remain another popular choice for first time homebuyers in Dallas. If you have a competitive credit score and DTI ratio, your down payment could be just 3%.
Read MoreJumbo Loan
First time homebuyers with strong credit scores can be eligible for competitive jumbo loans, making it possible to borrow more than the conforming loan limits allow.
Read MoreSuper Jumbo
If your first home will be a high-end property, we can match you with a super jumbo loan up to $10 million.
Read MoreVA Loan
Present and retired members of our country’s armed forces can purchase a home in Texas with zero down using a VA mortgage insured by the Department of Veterans Affairs (VA).
Read MoreBank Statement Loan
Applying for a loan using traditional full documentation is not possible for business owners and others who cannot provide a W-2. Our bank statement loan program frees you from these documentation requirements for fast, simple approval for your first mortgage.
Read MoreA Few Reasons to Work With Stonebriar Mortgage on Your First Home Purchase
- We have helped first time borrowers throughout the state of TX to purchase homes affordably, quickly, and easily for two decades. Our knowledge of the real estate market in Dallas and throughout the state is hard to match, as is our dedication to working through obstacles and stopping at nothing to bring customers the most suitable lending products.
- With a variety of mortgage products available, we can find an ideal match for every customer. No matter what type of interest rate you need or what loan term you require, we can bring you a loan that is affordable and flexible.
- Our loan process, like our lending products, is flexible. Whether you are a traditional employee, a self-employed person, or an investor, we adapt our process to fit the paperwork you can provide.
- Don’t have perfect credit? Still working on bringing your DTI ratio down? We can help you buy a home without waiting by matching you with a loan that offers flexible qualification. You might be closer to moving into a beautiful home than you realize.
- When you join us for your consultation, we will tell you upfront what to expect from the loan process as well as the closing schedule. There will be no surprises along the way, and you can look forward to closing on time on your dream property.
- There is no question we will not take the time to answer in detail, and we will take as much time with you as you need to feel comfortable and confident in your knowledge of the loan process.
- Working with first time homebuyers is rewarding to us. Few life experiences can compare with the excitement of buying your first home. Being able to be a part of that experience is a privilege, and we appreciate that you have chosen to work with us on this milestone.
